ChatGPT vs Claude for small business

Both have a free plan that covers everyday writing, so try both before you pay. ChatGPT’s free plan has unlimited text chats and limited image creation. Claude’s free plan includes web search, file creation, and connections to your other apps, and its Pro plan is US$20 a month.

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Side by side

ChatGPTClaude
Free planYes, unlimited text chatsYes, with usage limits
Personal paid planGo, Plus, Pro. Price not shownPro: US$20/mo
Team planBusiness, from 2 usersTeam, for 2 to 150 people
AppsWeb, iOS, AndroidWeb, desktop, iOS, Android
Image creationLimited on Free, more on paid plansNot listed on the pricing page
Office toolsOffice and Sheets add-onsMicrosoft 365 and Outlook (Pro)
Checked onOct 20, 2026Oct 20, 2026

Prices are each maker’s regular list price in US dollars, read on the date shown. We never convert currencies.

Where ChatGPT wins

Where Claude wins

The verdict

Pick ChatGPT if you want unlimited free text chats and image creation in one app.

Pick Claude if you want a clear US$20 paid plan with Microsoft 365 and Outlook tools, or a team plan that doesn’t train on your data by default.

Many owners use the free plans of both and pay only for the one they reach for most.

Questions people ask

Is ChatGPT or Claude better for business?
It depends on the work. ChatGPT’s free plan has unlimited text chats and image creation. Claude Pro is US$20 a month and adds Microsoft 365 and Outlook tools (checked October 2026). Both offer team plans.

How much does Claude cost?
Claude has a free plan. Pro is US$20 a month, or US$17 a month billed yearly. Max starts at US$100 a month (checked October 2026).

Is ChatGPT free for business use?
ChatGPT’s free plan is available to everyone, but OpenAI says Free, Go, and Plus are for individuals. Its Business plan is for teams and starts at 2 users.

Do ChatGPT and Claude train on my data?
Claude says Team and Enterprise plans don’t train on your data by default, and Free and Pro users can opt out. ChatGPT’s pricing page links to its data policy but doesn’t state the default on the page.

Related pages

Questions or a correction? hello@momandbot.com

Sources (all checked Oct 20, 2026)